The SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.
Get help after disasters
Prepare for emergencies
You’ll want to take the right steps to prevent and prepare for disaster, and know where to get aid if disaster strikes.
Who can use an SBA disaster loan
The SBA offers disaster assistance in the form of low-interest loans to businesses, renters, and homeowners located in regions affected by declared disasters.
Physical damage
Loans to cover repairs and replacement of physical assets damaged in a declared disaster.
Economic injury
Loans to cover small business operating expenses after a declared disaster.
Disaster loan use
If your insurance, and funding from the Federal Emergency Management Agency (FEMA), doesn’t fully cover the disaster assistance you need, you can use disaster loans for a number of purposes.
Real estate
Personal property
Economic injury
Machinery and equipment
Inventory
Active military duty
Get disaster assistance
The process to apply for disaster assistance is simple. To qualify, your business or home must be in an affected area as stated by a disaster declaration at disasterloan.sba.gov.
Check disaster declarations
See if the SBA has issued a disaster declaration in your area.
Apply for a disaster loan
Loans are available for businesses and homes affected by disaster.
Check your status
Log in to your account and check your email for updates.